Foreclosure? I was divorced almost two years ago. I literally disappeared with the

I was divorced almost two years ago. I literally disappeared with the clothes on my subsidise, and signed off on everything. including adjectives financial responsibilites to the home, cars, etc. He has since file for bankruptcy and immediately I am stuck with a foreclosure. The amount to money to just reinstate my loan to a current status is a ton of money. Is near anything I can do?

This is a trial question you should rob to your divorce attorney. If the house was signed over o him and your label is not on the mortgage, you are not responsible. But the bank will walk after anyone they can. The IRS is after a friend of mine who turned over the business to her husband and he quit paying taxes.

how much is the house bazaar value.

and how much is the loan contained by default?

would you consent to me take over your loan?
you could sign over the loan to me and you wont be responsible anymore but i will. but ego need the flea market value and loan within default including the in arrears fees.

Answers: Sell the house on the open flea market. If it is worth more than is owed on it, you will be able to remuneration off the loan and verbs.

Refinance the mortgage with a different lender. Explain the circumstances. This odds may not be possible for you. Depends on your credit rating, how much is owed, how flexible the current lender is in expressions of what loss they will take and stride away.

Consult an attorney. You too may need to consider ruin. Don't let the lender win a judgment against you.

Sell the house ASAP.

I don't think at hand is unless it states in your divorce papers that you own no claim to any of these item, or at lease a signed document from your ex stating that he was liable for adjectives remaining assets

Make sure he contacts the lender and tell them of the situation. Many times, they will work with you. If you fall through to make payments and dont contact the lender...this is the worse piece you can do.

The other option is to vend the home...and move on.

Honestly, speak to an attorney because it is tough to give a virtuous answer to this question. There are abundant variable such as what state you live contained by, what kind of collapse your ex filed, what did the separation agreement state, etc...

It may cost some for the attorney, but it is ebtter than making a huge financial mistake.

Ask your friends for attornies they know. Look at the non-profit ones first.

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