I was lately checking my FICO score while paying a bill online, and it said I have 9 open accounts? Does that penny-pinching just credit cards, or can it also include my saloon loan? Because as far as I know, I only own 6 credit cards (and I would know since I pay them respectively month), so can it include anything else besides credit cards? And how can I figure out what exactly it includes (this website said singular 9 accounts, but 7 are open 2 closed, and won't right to be heard what they were). Thanks and God bless.

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Answers:    I'm not sure what site you're using but you should check the actual credit report (you can get one free annually from www.annualcreditreport.com). The report will record all of the accounts (with story numbers in most cases) near payment history, balance etc.

It will list any credit procession that's reported which usually includes credit cards (including store cards), auto loans, personal loans, mortgages and home equity loans and lines. It will also tell you who's be pulling your report.

If you find accounts that don't look like yours you could be a object of identity theft - someone taking out credit surrounded by your name - so it's worth reviewing the details.

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an spread out account is anything necessarily that you are paying for monthly..weekly..etc..or someone that you have credit beside currently
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