Does anyone know of a road to seize a credit card next to fruitless credit, that's not secured beside your own money 1st? My friend has a really doomed to failure credit record from stuff

My friend has a really doomed to failure credit record from stuff within her past and requirements to get a credit card, but doesn't want one that you own to put your own money down first. In Canada please.

Stuff that cause the bad credit have to be cleared up first. Get a copy of the credit report. Contact those creditors who have made entries and get arrangements to pay them bad. Then get another report to build sure that all issues hold been resolved.

Then and solitary then can you attain another credit card.

In the meantime you will have to live next to a debit/Check card on an existing account.

If ruin has be declared (causing creditors to get little or nothing) you can freshly about kiss credit goodbye for 10 yrs or more.

no - if you have doomed to failure credit, they shouldn't risk retailor money on you. Get a job.

Answers: i think it would be best if she did consider the secured credit card,,, yes its work to salvage up the money for it,,,,,, but its really the best,,,,,,, as the other ones, most all i enjoy seen, will charge you big yearly fees, a monthly payment, an activation fee,,,,,, so while you capture an initial credit line, almost partially of it is used up in the initial fees you are charged, which you must earnings or get charged interest for,,,,,, its freshly not worth it,,,,,,,,,if she wants a credit card to be capable of use online,, check out some of the debit cards you can get nowdays,,,,, while you still enjoy to put money on the cards, they will work the same as a credit card online,,,,,, and the money amount is not significant

Sounds like your friend really requirements a credit card, tell her to receive a job and to not spend money she doesn't hold. It will be the best advice she have ever heard.

progress to www.firstpremierebankcard.com, they usually approve anyone, as long as you have a checking report.

bring up to date your friend to go final to basic arts school and learn what credit is. she have bad creditmeaning she hasn't salaried her bills on time close to a RESPONSIBLE person.

WHY would anyone want to loan her more money? She won't rate it back. Even if she say she will pay it support...she won'tthe past debt of fruitless credit is proof enough basis she hasn't even paid that past its sell-by date. This is why bad credit ancestors are stuck with credit cards that aren't really credit cards but merely advanced debit cards in amounts of what they deposit.

Credit is duration.and this is a perfect example of why you don't verbs it.cause you never know when you call for it. Best thing they can do is forget this tentative credit card, forget what they want to buy, forget most everything they have and start planning a bright life that have 1/2 of what they currently have.work harder, pay envelope off adjectives on their credit report and thenafter some time.they can start to rebuild suitable credit.

Bad credit will never leave you till you money it and the longer you don't pay the items on your credit report.the deeper the hole get. A few dollars towards money owed is always better than none. Cause most will report on your credit report that you are trying to payment it back. No gift and you are listed as a unmoving beat.

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