Just pulled up my credit report and it came up as 678-- I'm moving into a brand new apartment in a few months and be thinking of opening a current card at Ikea. I don't want to apply and not be approved because I know that can damage your credit. Will I be approved??

Please no comments roughly Ikea stuff being crap or anything resembling that- thanks!

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Well it depends on what state you live in since the averages are sophisticated in some states than others. Since your at roughly National Average Id try sticking to the credit/debit cards at your bank or something along the neighborhood of that.


Hope this help.

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You have dutiful credit so yeah, they better approve you!
You're in the well brought-up range :)

One more entry, being denied credit doesn't hurt your rack up what may effect your score is an inquiry placed on your report when they check your evaluation..whether you are approved for it or not it will have like peas in a pod impact on your score...if anything newly one or two points temporarily ...You'll get them backbone though.
For more information on credit scores and reports.

Go to www.myfico.com

Also find your free credit reports that you are entitled to by law for free, from respectively of the 2 credit bureaus
www.annualcreditreport.com
You may also dispute any negative information on in attendance on line :)
Good luck! Happy furniture shopping.

Oh a new thing...will they be offering 0 percent interest for 12 - 18 months?
If they aren't offering you a apposite deal resembling that why not just apply for a credit card that does and use it for furniture?
You can collect yourself on interest :)

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Answers:    in truth you have pretty perfect credit where you could carry approve for a discover or citibank card with rewards, check out www.fastcreditcardapprovals.com here you will know how to compare them side by side.

http://www.fastcreditcardapprovals.com/

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yes you will be approve
the average "good score" is in the order of 650-700. Some companies take an
average of adjectives three scores, and some steal the score within the middle

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http://www.bestcreditrates.net
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