Do complete defaulting clause apply to auto/car loan? If I return with a auto loan, would the lender angle rates if we? go defaulting on mortgage? We are going thru short sale/foreclosure situation

go defaulting on mortgage? We are going thru short sale/foreclosure situation and stopped paying mortgage for a month now. Would a coup¨¦ loan lender raise rates base on our mortgage default? Or is the loan rate fixed for the lingo of the loan?
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