Debt Free Helpline? Hi, I know this seems kind of a long cross-question, but i need

Hi,
I know this seems kind of a long cross-question, but i need to explain the whole situation, please stick next to me as i realy would appreciate your help.

Ive stupidly managed to take myself into quite a bit of debt, (lb7500) and it has be the cause of a lot of stress for me not long. I have been rejected loans because of poor credit record (missing payments on cards) and cant keep up with everything.

I be neary stung by 'yes loans' today, they said they accepted me for a loan which once i had the money would own paid off adjectives my other debts leaving me with a relatively low allowance to yes loans a month. they asked me for a payment of lb50 up front for this, which is when i realised they are a scam and didnt have a loan for me, but needed lb50 to search for a loan, although they didnt tell me this.

Luckily i realised surrounded by time and didnt pay the lb50 (Since checking credit12345.com ive realised just how lucky i am as lots of others enjoy been caught by them DO NOT USE 'YES LOANS')

So.

Answers: Debt Free Helpline appears to be a commercial company so, somewhere along the line, you're going to own to pay for their services!
If you want truly free independent help next call CCCS (Consumer Credit Counselling Service - http://www.cccs.co.uk/) or go to your local Citizens Advice Bureau - http://www.adviceguide.org.uk/ . Both of these are charities and their direction will cost you nothing.

k This does work for a lot of people - it sounds approaching a credit counseling service - but I believe they'll want you to close the accounts you're paying off. You can do the same article if you work directly with your creditors - call and net payment arrangments for what you owe and what you can afford.

I own heard of them and to my knowledge they are kosher but may i also suggest the consumer credit councilling service..they are free and awfully friendly and you get a 'counciller' who works one on one with you via the phone to go and get your debt interest frozen and works out a plan with all your loans to come up next to a monthly payment plan
http://www.cccs.co.uk/

also go to the citizen proposal beauro, they have debt managers call round twice a week and they can also talk you thru your options approaching iva etc and help you write a letter to adjectives the debters etc. just beware that my mother went beside one company that got her payment down but they consequently the debtors passed the load onto another company and they were not covered by the agreement which made the full thing like going contained by circles.

good luck yes it all OK , i swear we be in 21,000 in debt and thy dint bear any money off you its not a scam it real be check out of it took us 5 years and we have no debt thanks 2 them we have more money 2 spend earth mouth after thy had sorted adjectives out , yes thy stop the interest you must do it you will feel so much better , a big head ace gone, and you can convey on and blind up a l;fie again,good luck it will all work out for the best

Never pay any money up front for any loan in attendance is no reason for this. If there is a charge tell them to take it out of the loan you are getting if needed. But i dont read between the lines a payment to get a loan at adjectives. Read this article on unsecured loans
http://www.simplyfinance.co.uk/articles/...
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