Credit Union getting different credit mark? I am looking to get a coup�� loan from my credit union.

I am looking to get a coup�� loan from my credit union. The strange entity was that the credit alliance got highly developed scores than when I pulled my own credit report from both Equifax and Experian. I pulled my report the sunshine after the credit union did. Was wondering if the credit association uses a different type of "score" when pulling for a car loan.

Thanks contained by advance.

LC

Answers: There are 3 primary credit reporting bureaus. Maybe they used the one you didn't get your report from.

What be the difference in the credit ranking? When any business runs a credit check on a person, the credit ranking of that person is docked by a couple of points. The simply exception to this, is when the person is looking for a mortgage, where on earth several mortgage companies are looking at you credit. The credit companies know that you are only going to nouns one house, and only doc the credit gain as one business was checking.

Actually nearby is a difference. When lenders pull credit for a auto loan they use whats call an "Auto enhanced" bureau. This will sometimes have a difficult score due to how frequent auto loans you have have in times past and how you have compensated them.