Credit starting over when you seize married.? I heard that getting married and shifting your name make your credit

I heard that getting married and shifting your name make your credit start over. Does anyone have any further information on this?

Answers: I agree beside the first respondent: changing one's identify because of marriage doesn't affect one's credit history. But clerical errors DO receive made, so check your credit reports a few months after you start changing the moniker on your credit accounts. You can get a free, annual credit report from respectively of the 3 major credit reporting agencies (CRAs) at:

http://www.annualcreditreport.com...

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Marriage (that is, your spouse's behavior) will alteration your own credit history if you engage surrounded by contracts with your spouse, or if you yourself are found officially responsible for delinquent financial behavior which your spouse commits.

Examples of your credit history's changing as a result of your spouse's behavior:

You two unfurl a credit card or take out a loan and sign the loan or credit card contract in concert.

You co-sign your spouse's credit or rental application.

You are named an authorized user of the credit card open solely by your spouse.

You name your spouse an authorized user of a credit card open solely in your given name AND your spouse uses the card.

Your spouse borrows your car registered within your name, get a parking violation ticket, throws the ticket away lacking telling you, the ticket go to a collection agent, and the collection agent reports to any of the 3 CRAs. Yes, it happens.

Another adjectives, challenging wedded situation: One spouse has discouraging credit AND is the primary wage earner, while the other spouse have good credit and is not the primary worker. This situation can make applying for a mortgage or auto loan difficult.

For the sake of a long, stress-free bridal, it's best that both of you clear up all credit problems, if any, BEFORE you wed. Best wishes.

No, that is to say incorrect. Part of getting your score is near your social security number, not newly name. Your profile will even show what other name you have have.

Your credit stays with you forever. Getting married does not wipe the slate verbs.