Credit report procedures ? What happens to credit reports for people who return overseas ? For

What happens to credit reports for people who return overseas ?

For three and a partly decades Stateside, I made sure to keep my credit rating and record contained by the best possible shape, by paying all bills on time, and periodically checking indistinguishable credit report, even I hadn't used any credit to ward off fraud.

I then retired to my spouse's birth country contained by Asia due to low-cost and numerous family. To my surprise, a MAJOR Card Company with whom I have an account since mid-1970s, actually sent me a hot card, even though I would not qualify for one because of the
relocation (I then send wage to Florida). I assume my credit score, and record continues.

Is my supposition correct ?

Anyone ?

Answer:
Your article with the credit card issuer does not expire, only the card itself does. As long as the description in not delinquent and you don't close the account, a exotic card is always issued before the mature one expires. Reporting to the credit bureaus and all other terms would not modification simply because you relocate. I'm not sure your relocation would disqualify you for a new card, but that doesn't really matter.

I don't believe the credit reporting ever "stopped", your report would in recent times reflect no recent activity.

If you be gone more than 10 years, you may have a problem because that is the extent of reporting, which would essentially variety you a credit risk due to having no credit.

But, if one of your credit companies still think you are a well-mannered enough risk to send you a trial card, that should be on your report.

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