Credit References? What is exactly meant when a lender wishes three credit references? I

What is exactly meant when a lender wishes three credit references? I know they will check adjectives three credit bureau's and possibly my fico score but what do they be set to by three references? Other places where on earth you have loans taken out. Such as your mortgage, automobile, credit cards, etc.
Other companys you currently hold credit with, such as a saloon loan, credit card, bank loan...etc.

Answers:    Unless you hold no credit history from the credit bureau, almost
all credit reference can be found from the credit report, if a lender asked 3 credit references except the credit report, it would mean that your FICO history is not long satisfactory ( or too little ) for them to review .
If that's the case.
1, you should ask your proprietor to write a simple
letter stated your transmittal history .
2. Any medical bill that you pay prompt.
3. Utilities bill , insurance bill or something that might not go to the credit report but shows you take-home pay on installment on time.
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