Credit mark presently and after? Okay, I was finally competent to view my credit report along next

Okay, I was finally competent to view my credit report along next to my credit score. Yeah, my chalk up was a 525, I guess that's not correct right? My first line of credit be open put money on in August/September of 2007 it hasn't be a year yet. When I looked at my report it showed me the "positive" and the "negative" stuff. POSITIVE is that I enjoy never been behind schedule and that I don't have collections. NEGATIVE is that I enjoy less than 12 months near my credit and that my credit cards are almost maxed out...at a 95%. Would it be possible that by this September I would get a BETTER rack up if I pay sour both of my credit cards. One is $700 and the other is $500 I know that by then I could payment this off. Oh and another entity...I just get this car from a contractor back contained by November of 2007 and I have not be late on the ending 3 payments BUT for some reason it didn't show me seriously of information, it only showed me the financial agency and the type a loan.

By the method I am only 19.

If you discharge down your credit cards and maintain around 70% of the credit demarcate avabile it will help alot as as crazy as it is if you dont hold some revolving debt (credit cards are revolving) your also penalized . The caar loan is pretty clean but it should show the amount financed and the monthly payment and the lend company. You should call the credit agency of the report your looking at and ask them to report it right . Its your right to do so underneath the FRCA law and more information can be found here http://ftc.gov/credit
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