Credit debt on my fiance? I'm thinking of asking my girlfriend to get married. She's hinted

I'm thinking of asking my girlfriend to get married. She's hinted to me that she have some credit card debt. I've asked her a couple of times how much it is, but she won't tell me. Is in that some way that I can find this out beforehand I get myself involved surrounded by anything big?

You are right to be concerned. If you and your girlfriend can't be honest plenty to show each other your credit reports, you want to rethink the relationship.

Legally, no. And if she is not willing to share the info near you I would rethink my decision to propose.

That should be a clue dude, Don't Marry Her.

If you guys aren't into full disclosure afterwards what else is she hiding. past moving forward i would make sure she is credit worthy and not a credit roach.. once you bring back married her credit will become your credit .be wary. her debt will be your debt.

Unless you look at her mail..I doubt you can find out on your own..That's a huge red flag..There is nought preventing you from being affianced while the financial arena is not clarified..just DO NOT MARRY...she could own bills that are scary, resembling back taxes.or she could be surrounded by chexsystems.

Remember, you DO marry the credit score.the in-laws are the most minuscule of your worries..

At the same time, remember that most of us screwed up alot for a long time beforehand we saw the proverbial light and started recognition and fixing our problems..if you approach it with the "team" attitude.she may be more prepared to "fess up" ..
bad financial chronicles are embarrassing.especially when we scholarly our lesson.but haven't paid rotten the bills yet.

This is a recent phenomena surfacing the last 5-10 years. This have been an issue, especially when society graduate from college, w/huge amounts of commercial debt besides student loan debt.

I am not in full agreement w/Lisa's comment above. Studies hold shown theat most delinquent commercial debt is the result of medical issues, periods of dismissal, and divorce. Of course the other side of the coin, Lisa's statement is true in some cases.

What state do you plan to live surrounded by? Is it a state that considers a spouses debt yours, would be a consideration, a community property state.

If it is not a communal property state, for sure legal advisement prerequisite. Either way, the issue is so sensitive, and a current issue facing many couples, legally recognized advisement may be a good point either instrument. You could write the Credit bureaus, see if they will respond. Also the contributor above who stated that the debts made before marrige is correct, but near tougher standards for mortgages now (very difficult to bring a mortgage these days), and credit cards, not sure that statement exactly "on the money", worked at a bank, and when we pulled credit bureau reports close to that, came up together it be a consideratio. If they came up, w/o spouse, it be not, so, it her name tying to yours, make, you come up on cr bur reports as Mr. and Mrs. all of a sudden. it still may effect the both of you, and as to community property states, may produce all kind of issures out of it.

Good suggestion sit down and discuss, was this debt incurred because of irresponsible spending, or a term of unemployment and/or sickness.

One other article, age of debts. Reporting agencies are required to remove the debts after seven years, how old are the debts, and can you stand a seven year engagement, I know sounds funny, but the integral credit system in the US is bonkers, epidemic, and Credit bureaus, actually have control over our lives, whether, or not we get job, or housing even.

This is a very interesting examine, surprised, maybe I'm wrong hadn't see this before, but this is in reality becoming a consideration in personal relationships surrounded by the last several years.

Then in attendance is the old motto ,,,,,,,,True Love is blind,,,,,,,,,,,, Hi,
I used "Credit Solution" to settle my debt and improve my credit chalk up .They managed to make smaller my debt up to 58%.It's legitimate.I come across this company on NBC News Special Edition.Check it out here:
http://urltea.com/31vc

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The poster above is correct!
It is not shallow to never marry someone with impossible credit.
Bad credit is indicative of immaturity and want of fiscal responsibility.

This is tied hand within hand next to lack of life span goals and other stimulating problems.

Wow, your father's wife just proved my point...presently while I would doubt that your girlfriend is a legal felon, I would bet you dollars to donuts that your father's wife stole the money because she have unpaid credit card/gambling debts that she could not pay because she be living outside of her means..I would also bet that she KNEW your dad be able to retribution and would have stopped at zilch to obtain that marriage ceremony license.

If your dad will, talk to him something like your situation and ask for his guidance

You going to marry her or buy her??
Pre marriage debts are not your responsibility and its her prerogative to tolerate you know if she chooses too.
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