Credit card payments? Okay...this is a bit of an odd cross-question. Sometimes I make my


Okay...this is a bit of an odd cross-question. Sometimes I make my credit card payments for the subsequent month, as soon as the bill becomes available on the previous month. So, read out...the e-bill (I pay adjectives of my bills online) might be available on the 20th or 25th of April showing the payment for the subsequent month, but is not "due" until like May 10th or 15th. I close to to go ahead and pay cheque them ahead of time for the next month, using that e-bill indicating subsequent month's payment on it (and not freshly a payment of late through 'pay card' option). After I pay it, obviously the 'amount due' usually drops down to $0 and it just sort of sits there and wait until the said payment date for the statement to come out several days after the due date. I don't know why I'm asking on here. I'm guess I'm only just looking for a little reassurance that I'm not doing something strange to confuse the company or something, though their computers bring care of it. Is this a well-mannered practice? Is it better to do than waiting for that month?

Answers:    i do it also. It is a good need to get into. Less interest to settle.
Yes. Although I don't trust the E-payment, but I pay them as soon as they're due, and avoid paying interest and behind time fees. Those are killers.
you can discharge the debt on the due date or a day since. an advnatage is that you earn some interest on your savings justification on the end of every month, so you may be missing the opportunity of adding up some interest dollars on your savings explanation.

also, you may need that money right away, and since you hold already used it to make an advanced transfer of funds on your credit card, then that money might be out of commission.

the computers don't get confused, but you want to hold on to YOUR money as loooong as you can!

the credit card company won't do anything special to you for hasty payments anyway!



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