Credit card interview...? I am applying for a credit card throught citibank. They have a

I am applying for a credit card throught citibank. They have a spot to check if I want to affix an additional card for a people memberif I put my fiancee's name down, will they check his credit, and if so, will his poor credit affect their decree of approving me/or will it affect my credit limit at adjectives? thanks!

They will provide a card to anyone they can take money from! Beware! You'll be stuck surrounded by debt soon if you don't pay your match off monthly!

Don't go and get a card. Get another job and reimburse in lolly!

They will not check the credit of the extra cardholder. YOu will be solely responsible for the bills, no matter which one of you make the purchases.

Let me say this first.I don't attention how long you have set him and even if your getting married.You don't put someone else on your credit card unless you are married.Big mistake.Yes if need'ed for the approval the loan his will be concidered as part of the loan research info.So yes if his is discouraging they will reflect it onto your rateing.

no. they will not check his credit.

i get my first credit card (which i didn't apply for) in the communication on my 18th birthday just because when i be 16 my mom added me as an authorized user. so basically, they will offer it to anybody that you want to have it.

at the cease of the day, you are the individual responsible for the other charges so your credit is all that matter.

They sometimes do, depending if you are including him on your credit or only just issuing him a second card. I suggest that you not give him a card until you are legitimately man and wife. If he didn't care almost his credit, what makes you devise he will care in the region of yours? Before you make that move, he should settle off the delinquent debts on his credit report, keep on approx. three months and get his own card. If he can't do that, consequently he can't pay rotten his portion of debt on your card. Don't do it.

no the account is yours , anything he spends it's up to you to make sure it get paid.

credit cards are evil!!

yes they will check his credit. if you marry him ,you get his impossible redit as well. When I married, i have perfect credit, next getting married ruined it, just because i'm married to her and she have bad credit. and i can't even get hold of a new credit card, dont put his christen down and if you have well-mannered credit , you take thinking of the finances get his credit up so it won't hurt yours. I've be denied credit becuase of my wife, and i didn't even put her name down.

NO NO NO NO NO NO NO NEVER. wait until your married or he's gonna stick you near the bill sweetheart

do not get a credit card !

DO NOT put ANYONE else on YOUR credit card.

You're asking for trouble. Especially if the deadbeat can't qualify for his own credit card.

I would apply for myself first and next include your fiancee afterwards.

Yes - let him return with his own card. It'll give you both more latitude.

Actually - all right said above: stay away from credit cards. Make more money so this isn't ever an issue.

darling, if ur fiancee have a bad credit story... why the hell on earth would you want to confer him one? specially when it's your name at stake? muse with your go before and not your heart!

To take the additional card is resembling for a spouce or child,just please remember your moniker is the main term and the one being held responsible for any money owed. EVER.Be smart and dont put any name down an dont get any extra cards, or yet be even smarter an opening the application up,and dont go into dept. You will be glad surrounded by the long run.

No if you put his name down the card he get will be a second to yours meaning its not going to assist his credit and your limit on the card is his constraint (meaning you share the same limit) so influence you have a $500 boundary and he spends $490 on something your card will only hold $10 on it. Do you get what im clich��?

yes it will hurt your credit. don't ask, explain to him they rejected his name. after dump the sucker until you find somebody with top dent credit . poor credit should tell you something. get up up and smell he coffee lovesick moo moo.

If he is not a joint owner on the information, they will not check his credit. However, he is also not responsible for paying back any of the debt he creates when he uses the card. That will be solely your responsibility.

Yes it will affect their edict. But if you have appropriate credit they may only start you out near a lower line of credit. They should not decline the card.

A word of insist on. Put his name on the tale after you are married.

I'd stay away from Citibankand get one from someone else..
Citibank have a 27 day policy. Pay contained by 27 days or get charged $39. overdue fee, even if it's the post office fault the e-mail was postponed. They raise their interest rates twice a yr. (it doesn't issue if your credit is perfect or not.) They are NOT nice to concordat with, customer service general public are nasty...

You are responsible for the account. Since when is a fiancee a contributor of the family?

NO,it's based on your credit mark,but if this guy is not for real. you hold alot to lose

yes yes and yes

They will not check her credit, she will be what is call an authorized signer, however you should know that she can use the card as if it is hers and you and you alone are responsible for the debt

I'd be leary of putting anyone else on your credit card. Who knows what the adjectives holds. I'm not saying he'd do this but if for some origin you had a falling out, you'll be held responsible for the symmetry. Think it over carefully. If he have poor credit that would set off alarms surrounded by my book.

Get the card on your own. They will check his credit. The other thing is...and I don't will this on you at all...what if something happended since you're married and he has charged up a great deal of things...

DO NOT DO THIS!! NEVER get credit next to another person that you are not married to. That human being could screw up your credit and totter out owing nothing. You may read aloud that he would never do that, but you never know how a relationship will turn out.Wait and get credit after you marry.

Answers: Do NOT catch him a card that you will ultimately be responsible for. Do you ever watch court shows? Bad move. There's a purpose he has unpromising credit. Remember that.

no, the add'l cardholder will not affect the decision to make a contribution you a card since you will be the sole person reliable for the go together

your fiancee's credit will probably not have a big impact on your credit bound, because Citibank will expect YOU to pay-off his debt because you have demonstrated yourself to be responsible (and surrounded by this case in charge for his debts).

that said, no matter how well brought-up your relationship/sex with your fiancee, i do not feel you should marry them unless they can demonstrate themselves to be good next to credit. that suggest to me that you have enormously different priorities (taking care of yourselves today, a bit than your children 5 or 10 years from now, not to mention individual able to retire at a restrained age), which must be dealth with until that time marriage,