Cleaning up credit, necessitate guidance!? My credit score is a 538. I own 2 charge offs, 15 collections,
I own 2 charge offs, 15 collections, 2 public records.
I own 2 things that are revolving- My car and student loans, but I lately paid my sports car off (owed $6,000) and my student loans are in 6 months of being rewarded off.
I obligation my credit score to be around 600 so that I can qualify for a home loan.
Is it better to take-home pay on delinquent, collections, or charge offs?
Before yopu do anything dispute the entire report, some accounts simply dissapear if the creditor has no time or is not competent to produce proof that you owe said amount, then negotiate the rest.
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