Civil Court from Credit card Company? Do I have to pay cpurt fees contained by Texas if I
Please advise, what is going to happen subsequent am I going to be forced to pay these fines, and what about my debt can I be jailed or my money taken by force?
You do enjoy to pay the court fees... but you should check with the Texas Clerk of the court surrounded by your area. You may be able to represent yourself-Pro Se- If you can depending on how much time have lapsed since the judgment was enter you may know how to file a motion to vacate the judgment. If you can when you turn to court on that motion you better have a good excuse for not responding or the decide may deny it. If he grants your motion you get an opportunity to answer to the plaintiffs complaint of why you didn't foot or you may be given an opportunity to make an arrangement with the plaintiff, to remuneration. If he denies your motion the judgment stands. Either way you still enjoy to pay court cost. I don't know about Texas but surrounded by Illinois they can put a brick on your bank acct unless the money in your description is "judgment proof" i.e. SS, SSD, SSI, etc.
you can go to court without a attorney.
accept the notice and walk to court !
pay your bills.
save your money, cut up adjectives your credit cards, pay cash.
Answers:
Not sure in the order of Texas, but you will not go to jail. I don't reflect they could garnish your wages in Texas any.
I belive they can lien your house, but it won't force forecloseure.
Your credit will be trashed for 7 years though.
The Statute of Limitations(the time that they have to rightfully sue you) is 4 years in Texas, asuming you are talking almost a Credit Card Debt. So first you need to verify that your debt is actually 5 years weak.
You need to find out the date of the last delinqency. Basically the first month you go delinquent on the account. If this date is more than 4 years from the date that they filed, they can no longer sue you because the SOL have run out. Now if during this time you made any payments on the account the SOL was reset to that topical time.
The next step to do is file your answer to the court. In your answer if the SOL have expired put that in. Require that they provide you with proof of the date of delinqency. They will afterwards have to prove to the judge that the SOL have not expired. But what ever you do, do not miss the court date. If you do they will enter in a judgement by default and you will owe the money. You might consider to confer to a lawyer, most will provide you a free consultation that might give you purely enough detail to do this yourself.
You won't be jailed unless it was some serious fraud and if it be you would be in Criminal court not civil court. However, they can attach your bank tale until the debit is paid. They are also allowed to charge you for the court fees. So easily add in several hundred dollars to your debt.
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