Cell Phone/Credit Report? ALMOST A YEAR AGO I GOT A CELL PHONE UNDER T-MOBILE
T-MOBILE THEY DID A CREDIT CHECK AS USUAL AND APPROVED ME I RECENTLY GOT MY CREDIT REPORT, I WANNA KNOW WHY THEY DONT REPORT PAYMENTS MADE TO SHOW I HAVE A ACCOUNT IN GOOD STANDING, ITS OBVIOUS THAT IF I MADE A LATE PAYMENT IT WILL GO ON BUT IS THERE A WAY I COULD REQUEST THEM TO MAKE THE REPORT TO THE CREDIT BUERO IM TRYING TO BUILD MY CREDIT (MY SISTER IS WITH CINGULAR AND IT SHOWED SHES BEEN WITH THEM FOR 2 YEARS)
Answer:
Utilities like cell phones, garbage, power, cable, etc never show on the credit report. You might know how to request that they report it, but I doubt they willl.
you can ask for a credit report. but make sure to keep adjectives your OR in case of conflict. its your evidence.
Good luck, I tried getting my cell phone company to report my positive pay history to the credit reporting agencies, but they said because they never extended me any credit, they don't have to report it.
But if I ever miss a payment, lookout!
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