If so, does the transaction take longer time to process?

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Answers:    It depends. If it's a Visa or Mastercard debit/check card, most places that adopt either one will adopt a debit card. If it doesn't have the Visa or Mastercard logo on it, you enjoy to check what sort of payment is standard.
PayPay accepts Visa and Mastercard debit/check cards because that's what I use. It take the same amount of time as a regular credit card to process.

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Yes, but try to avoid doing it too commonly, and never on unsecured payment websites. Watch out for scam and frauds. Check your monthly bank statements. Report frauds promptly. Always check website guarantee in the URL public house above, and a lock at the bottom right corner of your browser (IE, Firefox etc).
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