Calling adjectives underwriters and edge loan officer. Please minister to near info within assuming a loan !? We have be working on cleaning up my credit for the past

We have be working on cleaning up my credit for the past 3 years to win our girls a home but due to some family problems lately we had to direct deposit finance from our bank times past 9 mths to keep things up,our rent be paid other on time.We enjoy some money in funds,I've been near my job a year and a partially (I work for the prison system) so job guarantee isn't an issue. So does my family own a chance within assuming a loan (it is an assumable loan were sure of it ) near the bad results on our checking account or do we stipulation to wait til we've be in well-mannered standing for a while and how long?We are caught up in a minute on everything have be for a mth I have 2 debts on my credit 1 remunerated on time 1 for 11,000 for a repo. sports car 4 years ago that we are not paying on and frankly don't want to(the car missed the lemon decree by 2 months). No credit cards,car payments,or anything else. So do we own a chance? Well i don't have too plentiful advice for you but i know someone you can turn to, his signature is Mr johnson and he is a loan provider, i think I don`t know he can provide vivid advice to you, here is his email connect (ben_aggie123(a)yahoo.com)

own a chance -- on a scramble of 10 i would put you at a 4.5!

Yes you do have a fortune, you should apply for FHA loan. They do not look for your credit, they need to see your work history and you necessitate 5-10% down pmt. Find a good loan officer who will put few extra hours to put your loan together, and you should be OK. Good Luck!
More question :