Better past its sell-by date paying or departing stability? I found that Experian shows a small balance for a collections side

I found that Experian shows a small balance for a collections side from years ago. I have no problem paying it in a minute but the credit report shows the past due details will be on record until December 2007.

But I'm afraid of paying it sour because it might be updated by the collections agency and then be on my report an additonal seven years from today.

Does anyone know if this can surface? Am I better off not paying to avoid more years of doomed to failure credit?

Thanks!

if it be me i would pay it past its sell-by date bc the creditors open the cases wager on up till its paid rotten and then youll still own bad credit till its salaried

Pay it. The report should be updated to show rewarded collection and yoour score s should rise.

Answers: It is probably a charge-off by now and could not be remunerated - but you may want to inquire with creditor.

If you can do it then settle up it.

It will now appear on your Credit Report that it is Paid/Previously contained by Collections but that is better later it being well-defined as Past Due.

Yes items remain on your report for 7 years since last hum but it will show you as paid. Since it is so close to the date it will leak off you might know how to contact them and say you would remuneration it but they need to remove any denial information. They might do it because they know it would fall rotten and they can get some money. Sometimes this works sometime it doesn't but it should not hurt to try.

pay envelope it.
document it.
good to be in motion.