Bankruptcy? When a bankruptcy drops sour of your credit report, how many points

When a bankruptcy drops sour of your credit report, how many points will it lift your credit score? What going on for judgements, and collections?

Answers:
The bankurptcy will fall sour your credit report 10 years after the date of filing (ie my collapse was file on 9/15/2005 and it shows on my credit report that it will fall sour on 9/15/2015).

I don't think it raise your score too much because after 10 years adjectives the things that were included contained by your bankruptcy should enjoy already fallen sour (b/c credit items fall past its sell-by date after 7 years) so you credit should pretty much be back on track by the time the collapse falls off. What it does do is vote you were a teir 3 when you file for a loan, it should bump you up a teir or 2 in the bank eyes (contrary to popular belief banks in fact look at your report and not just your score), roughly you aren't as risky as you were when they could see the liquidation.

This is the formula (currently) for your FICO score, so as you can see the liquidation does not file into it, freshly the accounts it caused to be not remunerated (ie payment history, which is why your mark goes so low when you file).

35% Payment History
30% Amounts Owed
15% Length of Credit History
10% New Credit
10% Types of Credit

My credit win back subsidise up to about 700 5 yrs after my bankrupcty be discharged - and is still on my credit report and I was competent to buy my first house with nil down and no PMI insurance about 5 yrs after the discharge - I consider my credit 90+% recovered. I don't save balances on credit cards more than a month and with the sole purpose try and use them in emergency