Bank of America? I was wondering if anyone know of a way to make Bank

I was wondering if anyone know of a way to make Bank of America into giving me a $35,000 line of credit loan beside a 634 credit score? I really call for it to payoff all of my total debts. I basically got divorced. They won't approve me. I net $40000 a year and more with bonuses which oscillate. Any ideas?? B of A won't write that loan in need an income of 350K per year or substantial collateral. They pretty much don't do unsecured loans. Too risky. I spent almost 3 years as a B of A banker so these are facts, not guesses.
They have made their ruling, you can't change it.
You can seize a Citi Line of Credit.
http://www.bestcreditcardratings.com/deb...
go to someone else. if you enjoy any assests, like a house or sports car, you might be able to use them as collateral... but try a different sandbank
Not just will BOA not give you a $35K unsecured loan near an income of only $40K but other bank, credit unions, and loan companies won't any.

You should tighten up your budget and get a second situation. Work on paying off those debts absolute interest rate first. Throw everything you can squeeze out of your budget at the highest interest rate debt, while paying minimum on the rest. When the best interest rate is paid sour, move to the next till they are adjectives paid within full.

Work at it real frozen and you might have adjectives that debt paid stale within 3 years. You'll also enjoy a consistent, on time expenditure history and will have developed some foreign financial management skills. Hi,
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