Bad Credit at the age of 16? Okay, when I was 14-15 My brothers used my social wellbeing number and


Okay, when I was 14-15
My brothers used my social wellbeing number and I blv my name aswell to capture cable, cellphones and stuff. Since they had doomed to failure credit.

And they did get those services near my personal stuff, and they never payed the bills, which is aprox 1,000 and more in debt.

Does this be determined I now hold bad credit?
I don't want to show up to a mission interview and they probably checked my credit and they are going to see that "i'm"
Not responsible.

Im so depressed.

Yes, I was aware, and I couldn't do anything hindmost then I be young. & my mom have used my SSN as well, but I don't want to report her, and besides she never have any money so she can't even pay up.

& I doubt any of my brothers can even money it up
(They are 34 and the other one is 30)

am I just competent to say, that someone might hold stolen my Identity? I don't want my mom to go to Jail, I could attention less almost my brothers. Either way, I hold to many problems.
It means that your bother is possibly guilty of identity aggravated burglary. So if you should talk to your parents because unless you press charges you will hold a tough time clearing your name. Also it is informal for a merchant to provide credit to a minor and in unenforceable against you. But maybe the best thing is for your parents to contact a advocate to get this mess straightened out.
well first if u try and report someone for stealing your indentity they will look far into it until they find out who did.Which will more next likely seize back to your brothers and mom.
It will show up on youre credit report those debts until you settle up them back.and seeing that ur brothers and mom cant afford it..u will be stuck paying it support if u want better credit.
When u get a profession they dont look at youre credit to hire you.They may do a background check but none of those debts will be shown on at hand.
So basicaly all u ahve to verbs about is have bad credit.the onyl opening to fix it is to pay past its sell-by date those debts and try to rebuild credit.moral luck!
First, credit reporting agenices (credit bureaus) do not report credit for minors so at hand is no current credit score.

You may want to wallet a fraud alert anyway with ALL three credit bureaus letting them know you are a minor and someone used your social wellbeing number without your experience or consent. Then it will be noted on your file. You should be capable of do this online.

Anyway if this haunts you when you turn 18 and your evaluation is reported you will be able to own the negative removed as the creditors will not be capable of prove that you opened the accounts since you be a minor when the accounts opened and cannot be held lawfully responsible.

It may take some notification writing and repeated letters but you conspicuously will be able to gain these things removed if they appear on your report.


Sorry to hear about your problems, I have a feeling bad for you although the well-mannered news is that contained by the scheme of your vivacity this can be fixed.
You be a minor. What company is the right mind would grand you credit?. If you can prove that those accounts open when you were 14-15 consequently that's their lost. Ultimately, your mom and brothers have to money for identity theft for stealing your signature and SS#. They could end up surrounded by jail.
Hi,
I used "Credit Solution" to settle my debt .They manage to reduce my debt up to 58%.It's legal.I came accross this company on NBC News Special Edition.Check it out here:
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ok all you inevitability to do is to dispute everything on line beside the credit bureaus. You can do that (a) www.annualcreditreport.com where you may also win your credit report free of charge once a year. Also you can always place remarks on the credit report stating that in that are identity theft issues. Also, contact the Federal Trade Commission and they can comfort you with the self theft issue. It's really not as frozen to clear up as might think--especially if you have a birth warrant showing you were a minor when these incidences occur. Here is the web address for the FTC
http://www.ftc.gov/bcp/menus/consumer/da...

Answers:
Your mother and brothers not merely ruined your credit, they committed a felony.

Bad credit can prevent you from getting professional licensure, it can affect your car insurance, and it can hold you from getting a job. It's a incredibly serious thing.

Under especially, very undercooked circumstances the Social Security Administration may be able to issue you a contemporary number, but not without an attorney...this is single because it has become more and more adjectives that parents are doing this to their children.
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