Bad Credit? I have Realy bad credit and obligation a bank account for my

I have Realy bad credit and obligation a bank account for my direct debit is there any bank that will consent to me open just a straightforward account i have tried two bank and they both said NO because of my BAD credit and ccj's any advise welcome.

Alliance & Leicester gave me an account despite impossible credit. You can ask for a cash card only, classification you can't use it in shops, only to seize cash from a machine... and just if there's money in it!

I would visit the ridge in person, and explain your situation to them. Explain that you don't want any credit, you simply need somewhere to pay your wages into, and to take-home pay bills out of.

If you try over the phone, or internet, they just use a routine credit check, and don't take personal circumstance into consideration. If you can, book an appointment to see someone contained by person, they can then override the system and will be more compassionate.

Good luck, I know what it's like when no-one will touch you... Depressing, but there are individuals out there that will help you.

:-)

Try Nationwide

Nat West pilfer on people with doomed to failure credit.

Try abbey national. If you can, register on the electoral role, and consequently take in proof of your address, and something similar to a driving license. I did, and i was worried about doomed to failure credit too. Do not tell them about the other accounts.

Maybe ING Direct or HSBC Direct will abet you.

Good luck !

Any Bank should and will give you a basic sandbank account, it will probably be a solo or electron card but this will do for your needs, its the regulation for them to supply you with some kind of sketch.

Nationwide and co-op will enlarge accounts for you even if you are bankrupt.

go into the branch and speak to them.

My B/F Had unpromising credit. As an ex bankrupt, the bank give him an account call Gregory Pennington Account. Its amazingly basic and I believe it was through Natwest, but try adjectives the major banks, ask almost this account and someone should point you in the right location.

Good Luck

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I know my brother's credit is shocking and he get an account with NatWest.

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countrywide, flex-account, without cheque book.

comes with only a cash point card, but you can do standing orders, direct debit and online banking. what more do you need from a sandbank account.

try halifax

WOW

Im sorry but I am just curious how fruitless someones credit has to be to not be able to start a bank account? I tight-fisted they are not even loaning you any money.. I dont understand. i opened a debt sketch when I was 18 and had not one shread of credit history.

Answers:
Go to Natwest, and ask for a unsophisticated Step current account.

This gives you a dune account, and a solo card, but no overdraft or chequebook.

Because you can't go into debt next to the account, they let pretty much anyone hold one. I know people who have get them with defaults and CCJ's on their credit report.

Make sure you ask for a current Step account, and not the savings portrayal, as in the savings description you need to keep a minimum stability of 50 to keep the account start.

The account is very simple to stretch out, you just need to turn to the local branch and fill in a form, next to a form of id such as a passport, and a couple of utility bills (gas, water, electric etc) as proof of address.

Halifax or Abbey National do basic bank accounts, they agreed me and I've had spectacular bad credit surrounded by the past! I think the Post Office report is also a basic account, which allows Direct debit, but look into this one carefully, because I've heard that the PO are doing away next to bank accounts (but then I could be wrong).

work on your credit!!

Hi I enjoy bad credit rating and CCJ but had no problem vent a Cashminder account with the Co-operative Bank.
They are really paying special attention too if there is any type of problem. Also you can sign up for internet banking near this account too. You will receive an Electron card on this account. All the best surrounded by getting your account.