Asking for a lower interest rate? Is calling a company and asking for a lower interest rate affect

Is calling a company and asking for a lower interest rate affect your credit. They checked and said that I was not approved. Is this going to lower my credit win?

Typically, no.

no . but if you get denied to abundant times it will show up on your credit report

Answers:
well it really depends upon whether they in fact pulled your (3) credit files to determine that you didnt qualify, or if they only used their internal accounts documenting your highest be a foil for, payment history, if you have made any late payments, debt to stipend ratio, etc.

If you have angelic credit, you should have no problems contained by getting lower interest rates with existing creditors, or obtain new creditors and using the 0% verbs to transfer your difficult interest rate balances to set free money and not reward the interest to a creditor that only requirements to take your money and not relieve you save YOUR money.

Good luck...and other protect your credit!

Just asking won't hurt your score. They typically don't do this because they aren't going to fashion any money from you if they do lower your interest rate.

no but try this
http://www.bestcreditcard.110mb.com...