Anyone hold any experience next to something resembling this? I found out today I'm being sued by an antiquated credit card

I found out today I'm being sued by an antiquated credit card company for a debt that was in reality my ex-husbands. Doesn't matter though because single my name be on the account so it is my problem. The tale was open in 1998. The creditor is seeking a sensitivity against me, I do not have the money to take-home pay, it was not my debt, I am on job loss and am a full time student. Obviously I cannot afford an attorney to help me treaty with this and I own no idea what to do. Any toughts? Suggestions?

Can you talk to them? Tell them your situation? Try to work something out? Is your ex husband working? Can you point them surrounded by his direction? Tell them he has a employment, go after him?

Call the bank and discuss your situation.

Getting a judgement will wound your credit.

Sue your ex-husband-especially if you can take a print out of the charges and prove that they are his...

Hi,
I used "Credit Solution" to settle my debt.They manage to reduce my debt up to 58%.It's lawful.I came accross this company on NBC.Check it out here:
http://www.jdoqocy.com/click-1813149-104...

Answers: You read aloud that the account be opened within 1998. The important point is, when did it become delinquent. That is when did you make the second payment. If the portrayal is past your state's statute of restriction the debt collector has no official way to collect from you.

Check your state's statute of restriction at this link:

http://creditinfocenter.com/rebuild/stat...

If the statute of restriction in your state have expired, you have an affirmative defense. You must answer the summons, however, but the court should dismiss their claim.

If you own very little money and tremendously few assets, you may also be judgment proof. What assets are exempt from liens by creditors rise and fall from state to state. Check your state's debors' rights. If you are judgment proof, permit the bill collector know.

we had equal problem with my husbands ex wife... we talk to the credit card company and unfortunately since his moniker was the primary on the sketch. he had to take-home pay the bill. but after explaining the situation they let us settle for closely less and surrounded by small payments.