Anyone hold an Aspen Mastercard that be not a scam?

Answers: I don't have Aspen, but I do enjoy First Premier Bank which is essentially the same type of sub-prime lender.

I get my First Premier Bank card a couple months after my bankruptcy discharged. I needed to redo my credit but could not get a card from anyone, even those lenders (capital one, orchard bank) who proposal credit to those with smaller amount than perfect credit.

I opt for First Premier Bank. They gave me a $250 constrict, then charged initiation fee's, program fee's, etc... totaling $178.00. I be aware of this because I read the fine-print, but I was liable to pay the $178 surrounded by fee's to get some species of control on my credit. Two months after the card was reporting to the credit bureaus, I be approved for an Orchard Bank card. So it obviously does sustain.

Don't pay attention to the www.ripoffreport.com or any other "b*tch just about everything" forum. A lot of people achieve ticked at credit companies like Aspen or First Premier, saw they were fraudulently charged those fee's. They a short time ago didn't read the fine print.

Good luck on building a good credit rating!

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