I added my sister as an additional cardholder to relieve her build credit. It said in the vocabulary and conditions that they have to right to verfiy, share, and exchange information beside consumer agencies for both account holders and further cardholders. Therefore, doesn't that mean that her credit history will be artificial. I called customer service; he said that it doesn't relief her build credit. Another person said, "It builds credit beside AMEX; then she can apply for her own AMEX card to build credit beside the credit bureau." A member of Credit12345.com said that he be added as an additional cardholder and the account was record in his credit report. So, which one is it? Will she build credit or not?

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Answers:    It will show up as an "authorized user" information...most banks will not count that as credit though., even though its on her credit.

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