Am I responsible for my unresponsive mothers mastercard bill? the account be in her given name only but she applied for

the account be in her given name only but she applied for a supplementary card for me. The credit card company say I am liable for the unpaid balance

inform them that you will be responsible for the purchases made by you and only you if you never used the card you are responsible for nil but since you used it pay bad what you purchased
only odds

I have the same situation the answer is NO unless you are on the commentary other wise its a deceased account as they nickname it in the bussiness if they hold calling you tell them you are going to draw from an atterney and they will usually back stale and leave you alone Hope this help

Normally the estate of the decedent is responsible for costs of the bills. If there isn't any money contained by the estate to pay, the bill simply go unpaid.

However, since your mother got a card surrounded by your name, the rules might be changed. If you signed the put money on of the card AND used the card at any time OR if you signed the agreement with the credit card issuer, you become a party to the agreement near the card issuer. In that case, you are reasonably responsible for payment of the harmonize.

If you never signed anything and never used the card, you're off the hook.

yes ur responsible cos she handled the supplementerayto you.

YES you are responsible. did your mother have life span insurance. if so, i would use that money to pay rotten her debts.

Check out www.moneymanager.com and check out Debt after demise. The estate of your mother is responsible and if there is no money contained by he estate, then the credit card company must right past its sell-by date the debt. Already went through this situation. And agree to me also say, I am sorry for your lose.

First of all i sorry in the order of the lost...
second yes if you were on the supplementary card after you are responsible for the balance explicitly unpaid for. I know this is very stressful time through existence...

I really don't think so. When you donate suplementary people to an details they don't check thier credit because the primary account holder is ultimatly responsible. So why would you be reponsible?

I don't know the answer but face with it I would ask a few questions-

-The credit family lie so do some research
-If a advocate is handling her estate talk to him, this could come out of the public sale of the house
-If it is not 10,000 dollars or something tell the credit card company that you want to be the primary account holder and you will settle up it. Walla you now own credit and a means to start building your own. People reimburse thousands to even start to building it. Might be worth it for a couple of thousand.
-Odds are you are not responsible
-Even if it was YOUR card and you owed your would be capable of negotiate to only pay cheque half. They prefer that to nought.

All in adjectives it depends on what the situation is with adjectives of her finances.

Answers: If you are an authorized user, after you are not responsible for the charges. If you are a co-applicant, which can be added anytime, then you are, it is considered a amalgamated account. Authorized users, however, single have the means to spend on the account, they do not hold access to do account maintanence approaching address changes. If you are getting call from the credit card company's collection department, they will often speak stuff that's not true to get you to reimburse. If they are calling you, study up on the Fair Debt Collections Practices Act. If they are not in compliance next to this then they can remuneration severe penalties. Additionally, sometimes of late mentioning to the caller that "you are not complying next to FDCPA, will scare them off". You can also write a give up and desist letter, barring any phone contacts at the numbers programmed on the account. A written request requirements to be honored indefinitely by law.

No, you are not responsible just because she give you a card. The "estate" is responsible.