Adding positive results to a credit report? I have several loans reported to TransUnion but not Experian or Equifax.
I have several loans reported to TransUnion but not Experian or Equifax. How can I bring these reported to Experian or Equifax. I contacted the bank and be told TransUnion should report to the other two. Is this true? If not how can I personally carry the info added. If needed, I'm willing to reimburse a small fee. Although, I'm guessing I can do it for free. Isn't this considered undue reporting practices?
Answers: Credit bureaus don't typically report to other bureaus because of their competitive/business natures. I'd ask your lenders to report to the other credit bureaus as very well.
Any company has the right to report or not report your portrayal to your credit. And if they choose to, they can choose which Credit Bureau to report to. It is thier choice. It costs lenders money to credit report and smaller lenders may choose to credit report on one or none of the Credit Bureau's. It is just the passageway it is.
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