I have a friend I am helping to augment his credit score beside making him an authorized user on some of my accounts. He has singular 40 credit score points since he's at 620. How many points, on average, does an "excellent" credit history add on per credit card?

Answers:
You sound similar to a good friend but you are wasting your time and energy.

In September FICO is changing the process they calculate credit score so people that are authorized users no longer gain any additional points. Plus they are making it retroactive so any points your friend earn next month he will lose come September.

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It is different for respectively card. It takes surrounded by account the stability, length of credit,etc.

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In my opinion not a enormously good conception, money has a opening of ruining friendships, and credit is tempting. He would be better past its sell-by date just getting his cards down below 30% of their constrain, that would raise it substantially. Pay the bills on the dot etc. Then it is the fact of not your history but the credit to debt ration on your cards again. Think your playing beside fire here. Again, my opinion, and it is your edict

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