A week ago I get my credit report from Experian UK...? My rating on the report was 854 out 1000 I am on

My rating on the report was 854 out 1000 I am on the electrol roll enjoy no defaults or CCJs. I applied for a credit card and today I received the note saying I be refused because of my credit ranking. I contacted the company and all they said be that I could appeal if feel they be wrong to refuse me. I own one other credit card which is always remunerated for on time respectively month and two other small credit (catalogues) which I always remunerated on time too.

Can anybody distribute my any advice and what can I do to add to my credit rating?

Thanks

They don't only just look at your score, they look at the number of inquiries you hold on your report. And they look to see the if there is a elevated balance on your accounts that you do enjoy. The add these "points" into your credit evaluation and divide it out and get a total new credit chalk up. Then they base their declaration off that.

The below join explains all, as relatives think I am going on and on and on, lol

Answers:
your credit rating is very moral, aslong as all your accounts are up to date and you are on electoral register at hand isn't really anything else you can do. how old are you? i read that your credit rating improve when you are 25+.

could try another company just to see?

You own answered your own question. You own no credit rating. To get a credit rating you own to owe money, daft but true. When I was your age I have no credit cards paid cash/cheque for everything the one and only debt I had be my mortgage, when I became a rep for a company they could not achieve me a company credit card my MD asked the bank why and sour the record they said it be because they could find no record of me oweing money to any of the bank institutes. It's a double edged sword to seize credit you have to owe money so they can track your re-payment copy if you pay on the dot which they hate you don't build up any points.

My Oh My Wendy P does step on and on on on on .