A serious debt grill!? In August 07 I had just finished paying past its sell-by date

In August 07 I had just finished paying past its sell-by date a debt to the Royal Bank of Scotland.I was paying by lb180 installments through a credit agency called Allied International.I made my final transfer of funds of lb113.58 in August 07.Allied International informed me over the telephone that this debt be now cleared.I recently recieved a memo from a credit agency.Fredrickson INT. on 29th April 08.They were informing me that I owe lb3269 to the Royal Bank Of Scotland.This letter be sent to an old adress.I haven't lived there for 4/5 years.I telephone them and told them my new address and told them I had already remunerated off this debt with the Royal Bank of Scotland.I get reciepts from the bank which show I have remunerated.I sent these reciepts along with a letter to Fredrickson Int. They speak they hadn't recieved any letter or reciepts and are still hounding me for payment.It's cause me so much stress and interfering with my work and personal life.What if it go to court?What can I do? I really need help.Thank you.
Peter.

Answers: I fully read between the lines how this situation would cause you to stress out!
You have be sensible in keeping receipts, pop along to a solicitor, for approx lb25 they will contact these people and explain within there legal speech exactly what is going on.
This will Im sure resolvle this and naturally you will get a memorandum from them stating it wa a computer error!
Best of luck :)

Since this situation is a bit critical and i prefer i give a personal experience of what happened to me. Last year november i recieved a note from Clays credit consult of Norway informing me of my debt with them running into $5470 at first i was aghast near the whole scenerio bcos i have concluded my pay with them since August the same year .the problem dragged to court and i be almost indicted if not for ssloansconsult that came to my rescue.u can also consult them to avoid paying for damages and the rest of them I'd move about direct to the Royal Bank of Scotland and check their records. Prehaps someone is trying to scam you, getting your details from an old mail list. Do not send the agency any money, you may never see it again.
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