A house fire destroyed my credit. How do I win an unsecured loan? I am timetabled on prosper but enjoy have no bid We lost our home to a fire and because we were underinsured

We lost our home to a fire and because we were underinsured I used my credit cards to buy clothes and necessary items for my 3 children and myself. It's astounding how much it costs to clothe a kith and kin when you have nothing but what you be wearing. The first weekend it cost $1350 just to get everything we needed for a week. Now the cost of living have sky rocketed and with gas at $3.50 per gallon and my sons graduation I can barely afford the minimum payments on these cards. Although I retribution every month I am often late and the CC companies supply on a late fee which have made me over the limit on some so now they are charging over the factor fees too. I have contacted every one of these companies and although they have reduced my monthly minimum money they are still charging these fees.

I posted a question a few weeks ago and was told to progress to prosper.com. No luck. There are so many listings on that site that I don't even think mine have been seen.

This is sooo frustrating.

Visit the below website for help

Cut up your credit cards. Ask for help form your local church and from your friends. Be humble through tough times and help someone else when your duration is better.

Answers:
When you planned on prosper.com want interest did you state that you are willing to pay? How much did you request? What credit rating did they assign you? If you don't mind what be the title of your loan? GOOD LUCK

Hi.
I am Corrine and i saw your question about need a loan,In the internet they are alot of scams out there.I approved to answer your question to prevent you being scammed.
I be once in your shoes and i had bleak credit yet I got a loan of $150,000 from an agency online and i be lucky not be scammed.
Contact them at email:richards_loan_agency(a)yah... to try your luck.Their. interest rate of 0.4% is simply great.You might get lucky.

I can understand how frustrating this must be for you. Unfortunately, the only instrument you can stop the credit card companies from adding fees is to get your be a foil for below the credit limit and to not be late. Make sure however, not to consent to your cards go into default! If your cards move about into default, you're looking at 7-10 years of a negative trade rank appearing on your credit report, which can seriously hurt you down the line.

My suggestion would be to keep paying your reduced payments from your credit card companies until you can hopefully bring it down below the decrease. I also would recommend not to close them, also. Keep them open as a closed credit card account can also bring down your credit ranking.

I wish there be a simpler way, but as the average american holds $5,800 in credit card debt themselves, it's extremely difficult to find those that would be able to help you as in good health.

Best of luck to you.

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