they sent us a bill that be over $1000 for phone call that they claimed we made, which simply be not true. we didn't lose our phone or anything; they sent us a false bill. So we switched to t-mobile, but very soon their bill is affecting our credit report. we call and talk to a cingular supervisor beforehand we canceled our plan, but they refuse to waive the bill. is near anything i can do?

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Unless you can convince them to variety some concession on the bill and gain it settled, you'll hold to live beside it. You can transport a reminder of explanation to the credit reporting companies and own it enter into your folder, so prospective lenders can at tiniest catch another side of the picture.
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