A creditor have file judgement against me after 6 years on credit report. is legitimate? I LIVE IN ALABAMA VEHICLE REPOSSESSED IN 2000, ACCORDING TO MY CREDIT

I LIVE IN ALABAMA
VEHICLE REPOSSESSED IN 2000, ACCORDING TO MY
CREDIT REPORT. DUE TO BE REMOVED OFF MY CREDIT IN AUGUST 2007. CREDITOR HAS FILED JUDGEMENT IN JANUARY 2007. IS THIS LEGAL

YES!!
capture 2 more jobs work till you drop and do it some more untill you clear it off FAST.
a judgement is permitted and you may find your wages Garnished.
visit daveramsey.com to cram what you haven't so you do not burn yourself again.

They catch 7 years --- Thats probably why they did it now.

Obviously it's lawful if they got a jugment.

You've get to be kidding. You owe them money and you're complaining because they have to sue you to get it?

Pay what you owe.

Yes..it's their money and they have a right to procure some or all of it backhow you deduce it would automatically be removed is beyond me. The judgement is the only route they can keep it on the report to ruin your lifeeventually they are going to find out where on earth you work and garnish your wages...or if you own a home put a lien on it.

Yes. Not only that but the judgement will be on your credit for 10yrs. Even if you money it off.

Yes it's totally lawful.
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Good luck!!

Hi!
Probably not. I think you stipulation to talk to a advocate..quickly.
Do a turn upside down on debt statute of limations and find what I just found.

You will potential find what I just did..the statute clearly states 6 years. I would recommend you acquire the judgement overturned on that basis..the judgement is forbidden.

Most associates dont realize just because something isnt going to show on your credit report doesnt niggardly you dont owe it. also they can update that file surrounded by your credit report and keep it on their longer as long as near is activity designation they update the account information etc. they own a 6 year statue of limitations. to file a lawsuit. probability are they filed it since the 6 years were up and received the judgement contained by january 07. now they own 20 years to collect it. however most states will renew a judgement. sounds to me like these nation are just going to exit it alone. GOOD LUCK

Answers: Were you properly served? If so, and you failed to answer in that isn't much you can do.

If you were not properly served, you may enjoy an option.
You can try to enjoy it vacated for incorrect service.

Unless they filed the suit in the past the 4 year SOL expired they have violated your rights by file on a time barred debt.
You are ancient the collecting SOL and have be for quite some time

A repo voids the innovative contract and falls under the UCC for a 4 year SOL that started on the date they sold the vehicle creating the negative amount. (not that it matters since it falls beneath the UCC, but you are even past the collecting SOL within your state for written contracts)

http://www.law.cornell.edu/ucc/2/article...
Article 2 of the UCC �� 2- 725

Of course it's legal.

They wait until the last moment hoping that you would wages them, when you did not they went for the acumen.

Now they have the power to side dishes your wages, attach bank accounts and wallet liens on any property you own to satisfy the debt that you owe.

You should enjoy never let it dance this far.