A friend of mine told me that there is a number you can call for that will take sour the things that are paid on your credit report to clear your score step higher is this true? You don't want to take the items sour that are paid. Those items are helping your credit ranking. If you delete those items you will decrease your balance-to-limit-ratio.
Check out the FAQs on the site below.

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This is not correct. All items up to seven years surrounded by your history remain on your report and it is to your detriment anyway to try to remove anything. You only dispute false transactions or items that are not accurate within your accounting life, never the items that be actually perpetuate by yourself.

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Answers:    Your friend is mistaken.

If your chitchat about remunerated collections, the only passageway to get those removed is for the collection company to agree to a clear for delete agreement before you retribution them.

I mean infer about it if it be that easy to find things taken off your credit report not a soul in the nation would own bad credit.
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