a payment within exchange for removing it from the report altogether. How can you arrange it? Assuming you have the money to arrange something?

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Settling on a collection debt should be your last choice. If that is your result then craft sure you write your account number surrounded by the check memo and on the front of the check write a restrictive authorization : "By cashing this check Payee agrees to accept this check within full payment of the information as agreed and agrees to remove all derogatory information from Remitter¡¯s Credit Reports." Then if the credit report bureau doesn't delete your derogatory item you own proof on your bank statement of the canceled check.
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