A couple rationalization do both get hold of impossible credit? My Husband has an Account, he added me to it. Now

My Husband has an Account, he added me to it. Now he is $400 and he is not paying it. He says he have bad credit already it doesn't matter to him, MY QUESTION will this effect my credit also? He is the Primary Account holder I be just added.

yes, drop your heading from the account ASAP.

Your credit gets hit as well.

Why would you do such a item?

move about to freecreditreport.com and get your credit reports then find out your credit score, then look up how you can alert the credit bureaus to possible fraud

You an him are linked at the credit report.

If its a joint account, Yes. If he only just added you, you can have him remove you from the account. More than possible it will affect your credit as well.

Having done home loans and reviewed plenty of credit reports, if your account is joint next it affects both credit scores. hope this helps.

Answer:
yes Girl you will have the unpromising credit also, taking your name of the account NOW is not going to work you are contained by debt with your Man now. You should rescue up pay it before it go this far. Good Luck.

Try fast to separate his finances from yours. Pay what he owes and write an explanation to the credit bureau,

Yes, it will effect you

I just added my husband to my credit card. They said if I simply added him then it won't affect his account. If we turned into a pooled credit card it will affect his credit. You better call and find out ASAP. Hopefully you can remove it fast previously it affects your credit.

Yes it will! Have your designation removed even if you do you are married and still responsible.

His late payments would show on your report, yes. But if you are just an "authorized user" and not truly ON the account, ask that you be removed and then start a dispute online and ask that that portrayal be deleted.

Yep, you're also equally responsible to pay it.