A company i applyed for is 70% travel and requires that i am "competent to apply for american express card ? ONe of the requirments for a job is that i am competent

ONe of the requirments for a job is that i am competent to obtain a american express card for travel expenses. They enjoy a corporte card but does it use my credit??Do they use my credit score?? Will that business travel expenses be on my credit report? what if they hang on to a balance and i involve my credit free to buy a house?

I wonder if they want to add you as an authorized user on the Company credit card...DO NOT carry a credit card in your designation to use for company travel...It's one thing if you get hold of sent to Chicago once a year for a seminar.you could file an expense report..it's pretty another if they expect you to rack up thousands of dollars or even one thousand in a single billing spell and then appropriate SIX WEEKS to reimburse you..while you struggle to pay it stale on time..

A lot of job have credit checks on applicants, but I would be distrustful to use MY CREDIT to fund company expenses.

If the card is in your term then it will appear on your Credit Report. Get one that you can earn points from so the company can help out you get a free leave or something. The credit you use to buy a house can't be used up cause you enjoy a balance on your credit card if not no one would know how to buy a house.

For a corporate American Express they do check your personal credit. But a regular green card have to be fully paid every month, so nearby should be no outstanding balance on it (if your employer is reputable).

If it counts at adjectives it should help your credit, unless your employer go belly up leaving an unpaid symmetry. Your ability to attain an American Express card will be based on your credit. Amex might require your company to ceiling your ability to charge base on your credit, but if you get stuck somewhere Amex will be capable of help you out. Ultimately you are responsible for the charges, although paying your portrayal 1-3 months late will not affect your credit one and only if the account go severely delinquent. What people don't know on American Express charge card accounts, what adjectives Corporate, Green, Gold, Platinum, Black, and Titanium cards are, they are only reported negatively on your credit report after 120 days departed due or cancelled. So if your corporation is paying your account 60 days bygone due all the time, it will not hurt your credit as Amex individual reports you as paying satisfactory. So as long as you record your expenses in a timely bearing and your corporation pays them you should have no problems what so ever.
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