679 Credit Score pious satisfactory for a leading credit card? Hurt me?? I'll be attending college this fall, I'm 19, enjoy only one US

I'll be attending college this fall, I'm 19, enjoy only one US Bank credit card start on, and a credit score of 679. Should that get hold of me like a Discover or CITI credit card? Also, does it hurt me to spread out an application for credit? Thanks!

Answers:
Actually, that is a immensely good evaluation. You will easily be excepted for a fitting interest rate, somewhere below 11%.
Credit scores are effect when applying for more than 3 accounts in a six month time. So, six a year would not hurt too much. Also, to counteract too many inquiries, close accounts that you don't requirement. Use low interest credit cards for purchases rather than dept store cards (Sears, Target etc.) as these cards are usually elevated interest

Other Answers:
I am not sure. You should be able to go and get something.. yuo just may own to pay annual/ monthly fees. However, why do you inevitability more than one card. I have frinds who hold finished paying college loans but are still paying for credit cards they used in college. And yes, creditors are aware of how tons times you have applied and may hold this against you.

Too plentiful inquiries for credit in a minute is seen as a risk, so yes, it will lower your chalk up if you apply for too many cards. You should apply for no more than 1-2 within a six month period. You could apply for more, but remember, inquires stay on your report for 2 years from the date you reply and count for 10% of your credit win, so you are looking at loosing 60 points or so, which will put you in the illustrious risk category. Go slow, and only apply if you stipulation it. One or two won't really hurt, but don't go overboard.