620 Credit win? hey i just turned 19 years old and i be wondering

hey i just turned 19 years old and i be wondering if a 620 credit score was well-mannered for someone of my age. i have 2 credit cards that i use only 2 or 3 times a week and i settle up them off every month when i recieve the statement and on my credit report it shows that the accounts are all contained by good standing, and are never late. So is my chalk up typical and is my score to low to get a gas credit card?

That score seems low, even though you hold on to your credit cards in good standing, it could be low because of the short amount of time you hold had credit. All the gas cards I have see have outrageous interest rates, and the limits are fundamentally low to start, it may not be worth it to get one.

that's pretty low. you should check your credit report. that doesn't sound right.

Answer:
You are not doing impossible for your age. In fact, it sounds like you enjoy already established some great habits for staying in control of your credit. Credit win is calculated partly from how long your accounts have be open. If you are nineteen, then your accounts are probably no more than a couple years older. If you continue in this track, afterwards you should find that your credit score does rise with age. I don't really see a benefit to have a gas credit card. It's just one more bill to control.

620 is what I hold and I'm 24. Thats great for your age. I would advise against a gas card. The limits are typically low $200 or so. In writ for your score to go up you wanna hang on to under 30% utilization. That would be $60 on a $200. Thats why gas cards stink.. the interest is ually high too. Get some history on your cards and you can receive 5K credit cards through citi or chase.

620 will get you a gas credit card but you should own a much higher score . You have to have some problems cause that is to say not a great score . 720-800 is a great score .

For your age that's very upright. Many people your age haven't even established any credit. Keep doing what you're doing--pay off your cards every month and rate your loans on time. The longer you do this, the more your score creeps up. Try not to apply for any more credits cards, even store or gas cards. That will bring it down and you enjoy to work back up again.