20 years old, i compensated my debt on a over due sprint bill made settlement and paid 832, near 351 balance, and also rewarded captial one credit card off as resourcefully as my vystar visa, and I have be paying my car transcribe on time, I have it since october 2007? Do I need to close my credit card for my ranking to go up? Help I entail to get my credit up!

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Answers:    A longer PERFECT pay packet history on your car allowance will help bring up your mark. Keep those cards & keep them within PERFECT pay history from here on out. They will show up on your credit report whether you close them or not. Length of time you hold had unfurl credit helps near scores. Maybe buy gas once a month on them after pay surrounded by full the day you bring back the bill. Good luck & get those score up so you can buy a house with a apt rate.

I can't stop prescreened credit offer?

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You can't get it up overnight. Your history wishes to show a consistent pattern of handling credit sagely. It will then at a snail`s pace increase.

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