2nd secure-credit card? I currently have Orchard safe and sound credit card, and it helped

I currently have Orchard safe and sound credit card, and it helped me build up my credit - but haven't reach my 700 score hope yet.

Can you recommend a 2nd immobilize credit card? will this help me pull off my goal?

My score are: 627, 610 and 604 - with in the region of 5 collection accounts each, totalling ~$6,000.

Thanks

Answers:
Credit score do not build fast. If your adage you have 5 accounts within collection, take supervision of those debts ASAP. If they have not be active for 7 years, ask the credit agencies to remove them. Many entry effect your credit. Paying more than the minimum payment. in actuality having a credit card, and owing zilch on it builds credit, as it shows you manage your money. Car payoff? If so, pay newly over 1/2 of it twice a month. This will pay it rotten faster, and again help beside credit.
Search the Internet for ways to build credit, not debt.

No.

You are not going to raise your rack up anymore until you pay sour those collection accounts. You need to clear them off.

Those secured credit cards do vastly little to raise your rack up... although they will show good settlement history, which helps.

Best item to do is to pay rotten all debt AND STAY OUT OF DEBT!