21 and involve assistance scantily next to credit repair.? I am 21 and have a 550 credit gain. I am

I am 21 and have a 550 credit gain. I am buying a new truck within a week or two. I got an interest rate on 24000 of 23% I hold had my credit reprt for around a month. I have more or less 10000 in debt some of it is medical bills, and more or less half I hold no Idea what they are or I know they are not mine. One has my mothers social on it. I hold ones I know are not mine in dispute but still hold not heard anything. What can I do So contained by 6 mos or a year I can refi and get my interest low. How do I fix my credit.

Answers:
Please, please, please don't do that to yourself. You will be paying contained by upwards of 3x's the brand new worth of that truck. That doesn't include depreciation! Most times you will be hit with fees if you refinance since 24 months! So you'll be paying 4x's the principal in interst respectively month for two years! If you can give it a few months stir this route:

Score Max
http://www.communityempower.com/cfic/...
Use Loan Officer #139336

This is such a GREAT program... it's seriously the fastest way to modernize your score! It's truly crazy to remuneration that kind of interest. The depreciation will be giant!! Let these guys take a look at everything for you! You can repair your credit from time one... a few months could literally save you THOUSANDS!

Other Answers:
First of adjectives, consider leasing a car for 2-3 years instead of buying right in a minute. Take out some secured credit cards in the be set to time which should raise your rack up by then. Put the downpayment that would own gone towards the car toward the debt at the superlative interest rate that isn't being disputed. try to consolidate your outstanding debt and roll it into structured payments.

Please DO NOT buy this vehicle. It is a criminally dignified rate and once you drive your 24K vehicle off the lot, it will be worth give or take a few $16K if you're lucky.

You will NOT be able to refinance a vehicle within six months because you will owe much more than it is worth. Don't rely on this.

And credit disputes can take over a year of diligence on your fragment alone to get resolved.

Since your credit doesn't support a lower interest rate, move about for a used vehicle under 7K and label sure there are NO prepayment penalty.

You have to write to the credit agency and provide proof that the debt is not yours. They don't label it easy or quickly to do so.