1st credit card? im 18, unemployed student. I want a credit card within order 2 build

im 18, unemployed student.
I want a credit card within order 2 build rating 4 mortgage.
What card can I achieve with no credit rating which wont cost me anything if I compensate of the full balance?
What costs r nearby apart from interest and annual fees that i might get charged if i use it over the counter + payment of balance near direct debit?
Is there a smaller quantity risky way of building rating? (less concealed fees, somthing i can understand)

Capital One are awfully lenient when issuing credit cards, but don't acquire sucked in to using them on a reular spring.

I think you can build up a credit history by taking out a mobile phone contract. So long as you can afford the monthly bills you'll be fine!

Answers: If you have a full edge account you will enjoy a credit rating.

You do not need a credit card to achieve a credit rating, but once you have a guard account, beside debit card, your bank should contribute you a credit card.

If you spend on it and clear the balance every month you will not incurr any charges.

If your mound wont give you a card, try Associates and Monument, they both do 'starter' cards next to lb250 limit. If you reward them off respectively month you wont get charged. If you dont discharge them off the charges are exceedingly high, so pay attention.

YOU DO NOT NEED TO BUILD YOUR CREDIT RATING!

Go to the library and check out a book call "Rich Dad Poor Dad"

Ah, the first step toward a lifetime of debt. I haven't have a credit card since '98.

Virtually any credit card company will offer you some helpful of card. What depends here is how much the credit limit is and how large of an interest rate you get.

I've be quite pleased with my Bank of America and my US hill cards. I would highly suggest avoiding any of the leading spam companies like Chase, Captial One, and so on. Keep an eye out for monthly fees, annual fees, and the difference between an introductory rate and the actual rate after that time, and also minimum transaction fees.

As long as the only excise they charge is monthly interest and you always discharge it off it shouldn't cost you anything.

Also, cell phone contracts do not affect your credit. The one and only time they do is if you refuse to discharge and your contract goes to a collection agency.

NO NO ! thats adjectives i can say to credit cards