16 days ago I sent a validation reminder to a collections agency contained by quotation to a out credit card bill that have pasted the staute of limitations. I sent it certified. What do I
pasted the staute of limitations. I sent it certified. What do I do very soon? No response obviously, do I transport another one? Im trying to do this the right way. Any back is appreciated. IF YOU HAVE NOTHING NICE TO SAY THEN DONT SAY IT. This is to a debt I can not afford which is my parents fault. Myy other debt that I am responsible for I am paying so preserve your rude comments at bay.
This site give you step by step instructions for debt validation:
http://www.creditinfocenter.com/rebuild/...
If you've sent it certified, do zilch since you can prove they got it.
Answers:
No further act on your part is essential. It is now up to the collection agency to provide the proof that you if truth be told owe the debt. There is no time limit on how long that might be, if at adjectives.
Once you've disputed your obligation to this debt, the collection agency must end any further collection activity until they provide endorsement of the original debt. If the agency resumes collection buzz without providing proof, they are beneath violation of the Fair Debt Collection Practices Act and can be sued for said violation.
If they do happen to provide proof, distribute them a 'Cease & Desist' letter notify them the SOL has run. If they do try to sue anyway, the certainty the SOL has run is your solid defense.
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Hi,
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